Whether you are an individual, family or a business, insurance is an integral component in the overall planning process. Some key insurance to consider are:

  • Corporate/Business insurance – Business overhead expense, key person insurance, buy/sell insurance, business loan insurance, group benefits.
  • Life insurance
  • Mortgage life insurance
  • Critical illness insurance
  • Long term care insurance
  • Disability insurance (income replacement)



Travel Medical Insurance :  

  • essential emergency medical insurance coverage as a result of an unexpected illness or injury
  • insurance coverage is outside province / Canada
  • Single trip coverage or multiple trip annual plans for the more frequent traveler
  • Family coverage is available
  • 24 /7 worldwide emergency services
  • Plans for individuals, family, students studying abroad, snowbirds for extended stays outside Canada

Non-medical Travel Insurance:

  • Provides insurance coverage to supplement your travel medical insurance
  • Trip cancellation and interruption
  • Baggage loss, damage, or delay
  • Flight and accident insurance
  • Accidental death and dismemberment (AD&D)


  • Insurance coverage for Canadians working or living outside Canada for an extended period of time. Expatriate plans provide comprehensive international health insurance.

Visitors to Canada:

  • Provides emergency medical insurance coverage to visitors to Canada including returning Canadians who no longer have provincial medical insurance. This insurance is also available for super visa travelers.

Special Risks:

  • Emergency medical insurance for Canadians who plan to do adventure sports and activities that are not covered by regular travel insurance.
  • Can include travel to high risk destinations in which government travel warnings have been issued.
  • Kidnap, Ransom and Extortion emergency assistance services can be included.


Personal / Family health insurance plans.  Ideal for Canadians who do not have health benefits through an employer or will be losing their group insurance benefits. 

Coverage can include:

  • Prescription drugs
  • Supplemental healthcare, semi private hospitalization
  • Paramedical services
  • Vision care
  • Dental which can include preventive, restorative and Orthodontics
  • Emergency travel medical insurance can be included as part of the package


  • Applicants must have provisional medical insurance except for Expatriate and Visitors to Canada plans.
  • Health declaration form may be required before insurance can be issued.
  • We can currently offer this insurance in Quebec, Ontario and Alberta.
  • “Request for Quotation” Downloadable and Fillable PDF

“Be prepared and stay covered”