Insurance Premium Tax applies to the following

• Provinces: Québec: 9%
• Ontario: 8%
• Manitoba: 7%

• We will send you an invoice which is your confirmation of insurance.
• Payment must be received in order for the insurance to become effective.
• Payment must be remitted by Interac e-transfer to caip@mkirsch.ca. (If required, the security answer should be caip)
• The In Canada and Travel Medical insurance policy wordings are posted in the Summaries/Policies section on our website.