An Employee / Group Benefit Plan can provide your Employees and their Families the security knowing that:

  • Employees and their families are financially protected, should a tragedy occur.
  • Employee’s income will continue even though they are unable to work as a result of an accident or illness.
  • Employees and their family’s supplementary health care costs will be paid, both at home and abroad.

Additionally, a group benefit plan,

Promotes good morale among your employees.
Demonstrates management responsiveness.
Gain a competitive edge in the job market to help attract key people to your company.
You and your employees have access to insurance at a reduced cost as compared to purchasing this same insurance individually.
The premium paid by your company is tax deductible as a business expense.


  • Life Insurance
  • Health care benefits
  • Travel medical insurance
  • Long term care insurance
  • Short and long term disability insurance
  • Dental care benefits
  • Critical illness insurance
  • Group RRSP savings plans


As independent brokers, we deal with all the leading insurance companies. Some of our services include:

  • Review of the leading insurance companies
  • Full submission of rates, premiums, benefits and our recommendations.
  • Plan implementation
  • Flexible benefits planning to ensure that the proper program is in force for you and your employees
  • Actuarial review of your claims, premiums, loss ratios and related statistics
  • Post retirement benefits
  • Employee communications
  • Executive and key person protection plans


To receive terms, simply submit the Request For Quotation and the Employee Data Sheet, and we would be happy to provide you with a Proposal of Terms. Our Proposal will consist of details of rates, premium, benefits, recommendations and a review of the best Insurance Company that fits your organization. Of course, we are always available to answer any of your questions.