CAIP has become well recognized in providing the most comprehensive insurance protection to Canada’s athletes at all levels while “In Canada” and “Outside Canada”. We have never wavered from our original commitment to provide the same level of insurance coverage, at the same rates, to all Canadian athletes, regardless of their sporting activity.

Insurance coverage is automatic. There are no application forms and there are no exclusions for pre-existing medical conditions.

We recognize the fact that sport injuries can hinder the athlete’s performance and in some cases cut short the athletes sport career. By providing the CAIP insurance protection for both sport accidents and Overuse injuries, we can help relieve some of the financial burden from the athlete so they can seek the needed medical care and therapy. With this assistance, we hope that the athlete can continue their sport healthy and more competitive.

We are very proud of the fact that, since 1982, we have been able to support the Canadian sport community by providing essential insurance protection to Canadian athletes. We appreciate the good relationships we have with the Canadian sport community and we look forward to serving you even better in the coming years.


Provides insurance coverage for expenses incurred for various medical and therapy treatments as a result of a sport related injury caused by an accident while participating in a practice session, game or travelling directly to or from such practice session or game. A sport accident is a sudden and unexpected event which directly results in an injury to the insured person.

Inside Canada insurance includes “OVERUSE” coverage, which has been unique to CAIP since the beginning and remains the most popular and sought after benefit amongst Canada’s athletes. “Overuse” is a chronic injury that happens over a period of time as a result of repetitive activity. Over the years, the “Overuse” insurance benefit represents 70% to 90% of all paid In Canada claims in any given year

OVERUSE coverage applies to:

  • Physiotherapy
  • Athletic therapy (CATA)
  • Massage therapy
  • Chiropractor
  • Orthotics

All other benefits in the CAIP Insurance Program is as a result of a sport accident.

There is a choice of plans that are available: Bronze, Silver, Gold and 500 Plus

TRAVEL MEDICAL INSURANCE – Outside Province / Canada

“Don’t leave Canada without it”

Travel medical insurance is 24 hours a day insurance protection for emergency medical and hospital care, emergency dental treatment, evacuation, repatriation and family transportation & accomodation benefits as the result of an injury or sickness. Of course, CAIP travel medical insurance covers the athletes while they are training and participating in their respective sport.

Travel medical coverage also includes The Travel Assistance Program, which provides international emergency assistance to CAIP members when traveling outside Canada/Province.

This important insurance coverage can be purchased on a weekly per trip, individual annual plan (30, 60 or 90 days), or a group annual plan issued to the sport body for their members.

Sports Organizations in CAIP

Consent Request – Canada’s Anti-Spam Legislation (CASL)

Effective July 1, 2014, Canada’s new Anti-Spam Legislation (CASL), requires us to secure your consent so that we can continue to communicate with you electronically. Please take a moment to provide your consent to receive our electronic communications concerning the Canadian Athlete Insurance Program (CAIP). You may withdraw your consent at any time. Please do not hesitate to contact us should you have any questions.

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